NY Defensive Driving Course

The New York DMV developed the Internet Point and Insurance Reduction Program to help New York Drivers reduce ticket points and lower their insurance costs.

Defensive Driving classes in New York are offered both in classrooms and online.

Recommended Course: $34.50 — all online

Presented by American Safety Council - Sponsoring Agency #29

More Information about the Course

NY Defensive Driving Online Course Information

If you have a computer on the Internet then taking the online version of the course is the easiest approach.

  • Course is 100% Online
  • You can come and go on your schedule
  • 10% Mandatory Auto Insurance Reduction
  • Up to 4 Points Reduced on Your License
  • No Final Exam

NY Defensive Driving Classroom Course Information

If you would rather take your defensive driving in a classroom we have provided a list of driving schools in New York City and around the state.

The classroom version the course is typically offered in one or more sessions and many schools offer the class on weekends.

New York Auto Insurance Reduction

To receive the mandatory 10% reduction on your auto insurance you must take a NY DMV approved course. The first online course was approved in May of 2009 and that is the course we recommend.

Insurance Savings:  *The 10% reduction on your auto insurance is on:

  • Your Vehicle’s Liability
  • No-Fault
  • Collision

The insurance reduction continues for 3 years. At the end of the 3 years you can take the course again to continue receiving the 10% reduction for another 3 years.