Course Benefits

Save on Your Insurance

This is the easiest way to put money in your pocket.

Complete this course and your Car Insurance company is required (mandated by NY State) to reduce your Liability, No-Fault, and Collision Insurance by 10% for 3 years.

Remove Up to 4 Points

Up to 4 Points on your drivers license received in the last 18 months are removed by completing this course.

All Online - Your Schedule

The course we are recommending is 100 percent online. You come and go on your schedule.

The only time constraint is that you complete the course within 30 days of registration. This is a New York DMV requirement.


New York Insurance Reduction

When an approved defensive driving course is completed, the NY DMV mandates that auto insurance companies must give NY drivers a 10% reduction off their car insurance for 3 years.

Recommended Course: $34.50 — all online

More Information about the Course

New York Auto Insurance Reduction

The 10% reduction comes off your liability, no fault, and collisions insurance premiums.

After the course is completed online, a Certificate of Completion is mailed to the student. The student must turn in the Certificate to their auto insurance company to receive the mandated discount.

New York Auto Insurance Costs

Auto insurance in New York State is expensive. Even drivers with a clean driving record that many years of driving experience pay close to $1,500 a year.

Older Drivers Can Save $1000 on their New York Car Insurance

We spoke with Eddie in Great Neck. He is 68 years old, has older cars. He and his wife pay over $3,400 a year for two drivers (both seniors) and two older cars. His savings was $340 a year. By taking this $34.50 course, he will save over $1,000 over the next three years.

Younger Drivers can Save $1,500 on their NY State Auto Insurance

Joseph and his wife Jane, who live in Larchmount NY pay over $5000 a year for their New York car insurance to insure an older Volvo and a Lincoln MKS. They saved almost $500 a year for three years ( more than $1,500) by taking this NY Defensive Driving Course.